KEVIN BAILEYHOME SELLING

Offer sandbox

The highest offer isn't always the strongest one

When offers come in, Kevin builds a side-by-side comparison of every contract — true net proceeds, contingency structure, and buyer strength, not just the headline price. This sandbox lets you try that engine on four sample offers. Edit anything; the math updates live.

Sample offers — for illustration0000 Example Ridge Ct, Ashburn, VA (fictional)

A fictional Ashburn single-family, listed at $775,000, four offers on the table. Every number below is editable — this is a sandbox, not a listing. This tool shows what each contract says and what it would net — it doesn’t score offers or tell you which to take. With real offers on your real home, this is the comparison Kevin builds and walks through with you.

Offer B

Cash
Sales price$785,000
Estimated net to you$436,612
  • Seller-paid buyer-broker comp (2%)$15,700
  • Seller subsidy / concessions$0
EMD $40,000 (5.1%)All cashCloses Aug 14
  • Cash — no lender, so no financing contingency and no loan-approval timeline in the deal.
  • No appraisal contingency — the buyer owes the contract price even if the appraisal comes in below it.
  • Void-only inspection — the buyer can walk away over the inspection but can't demand repairs or credits.
  • Earnest money of $40,000 (5.1% of price) — a substantial deposit signals commitment. It applies toward the buyer's funds at closing, not on top of the price.

Buyer profile: Proof of funds verified; relocating on a fixed date.

Settlement: Sample Title Group

Offer C

Conventional
Sales price$792,000
Estimated net to you$434,316
  • Seller-paid buyer-broker comp (2.5%)$19,800
  • Seller subsidy / concessions$5,000
EMD $25,000 (3.2%)20% downCloses Aug 28
  • Conventional financing — the contract depends on the buyer's loan being approved before closing.
  • Appraisal gap coverage up to $20,000 — the buyer absorbs a shortfall up to that amount; past it, the contract reopens like a full contingency.
  • Void-only inspection — the buyer can walk away over the inspection but can't demand repairs or credits.
  • Radon contingency — a radon test with negotiation or exit rights if it comes back high.
  • Earnest money of $25,000 (3.2% of price) — a substantial deposit signals commitment. It applies toward the buyer's funds at closing, not on top of the price.
  • 20% down — more buyer cash in the deal generally means easier financing and more room to absorb an appraisal gap.

Buyer profile: Pre-approved with a well-known local lender; underwriting already started.

Settlement: Sample Settlement Co.

Offer D

Conventional
Sales price$795,000
Estimated net to you$434,157
  • Seller-paid buyer-broker comp (2.5%)$19,875
  • Seller subsidy / concessions$8,000
EMD $15,000 (1.9%)15% downCloses Sep 25
  • Conventional financing — the contract depends on the buyer's loan being approved before closing.
  • Full appraisal contingency — a low appraisal reopens the price or lets the buyer walk with their deposit.
  • Full inspection with repair negotiation — expect a second round of asks after the inspection, with the deal open until it's resolved.
  • Home-sale contingency — this buyer has to sell their own home first, so your sale depends on theirs.
  • Special terms: Requests a 2-week post-settlement rent-back at no charge.

Buyer profile: Strong income; their current home goes on the market next week.

Settlement: Sample Title Group

Offer A

Conventional
Sales price$800,000
Estimated net to you$431,892
  • Seller-paid buyer-broker comp (2.5%)$20,000
  • Seller subsidy / concessions$15,000
EMD $10,000 (1.3%)10% downCloses Sep 4
  • Conventional financing — the contract depends on the buyer's loan being approved before closing.
  • Full appraisal contingency — a low appraisal reopens the price or lets the buyer walk with their deposit.
  • Full inspection with repair negotiation — expect a second round of asks after the inspection, with the deal open until it's resolved.

Buyer profile: Pre-approved with an online lender; approval letter is 3 weeks old.

Settlement: Sample Settlement Co.

Est. net

Sample data · estimates, not a settlement statement · ranked by net proceeds — your choice, not a recommendation.

* Typical-range estimate — varies by settlement company. Jurisdiction rates last verified July 2026. Earnest money and down payment are shown as strength signals; they are buyer funds, not additions to or deductions from your proceeds. Everything here is illustrative math on fictional offers, not advice on any real contract — with real offers, Kevin prepares this comparison and reviews it with you in person.

Want to keep this scenario? A free seller account saves your edited offers so you can come back to them — and this comparison runs on your real offers when you list with Kevin.

Save it — free account

Curious what selling costs before offers even arrive? Run your own net sheet — same math, your numbers. Not sure you’re offer-ready yet? Get your readiness score in 2 minutes.

Want this on real offers, for your real home? Start with a free valuation or book a consultation — Kevin builds this comparison for every offer that comes in.

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